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Federal Direct Subsidized and Unsubsidized Loans

The tables below summarize the annual maximum loan amounts for total subsidized plus unsubsidized loans. 

These loans have an origination/guarantee fee of 0.5% that is deducted at the time of disbursement.  This results in a 0.5% difference between the loan principal and amount paid on the bill.  For example, a $1,000 loan will result in $995 being deducted on the bill ($1,000-($1,000*0.5%) = $995).

Undergraduate

Year Dependent Independent
Freshmen (1 to 27 earned credits) $5,500 total of which no more than $3,500 subsidized $9,500 total of which no more than $3,500 subsidized
Sophomore (28 to 56 earned credits) $6,500 total of which no more than $4,500 subsidized $10,500 total of which no more than $4,500 subsidized
Junior and Senior (57 or more earned credits) $7,500 total of which no more than $5,500 subsidized $12,500 total of which no more than $5,500 subsidized
Aggregate Maximum $31,000 total of which no more than $23,000 subsidized $57,500 total of which no more than $23,000 subsidized

 

Graduate

Year All Graduate Students
Any Year $20,500 total of which no more than $8,500 subsidized
Aggregate Maximum $138,500 total of which no more than $65,500 subsidized

Contact Information

For more information about Financial Aid at SUNY Plattsburgh, please contact:

Financial Aid Office
Phone: (518) 564-2072
Toll-Free Phone: (877) 768-5976
Fax: (518)564-4079
E-mail: finaid@plattsburgh.edu

Our mailing address:

Financial Aid Office
SUNY Plattsburgh
101 Broad Street
Plattsburgh, NY 12901-12681
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