Paying For College With Loans



Federal Direct Subsidized and Unsubsidized Loans

The tables below summarize the annual maximum loan amounts for total subsidized plus unsubsidized loans.

These loans have an origination/guarantee fee of 1.073% that is deducted at the time of disbursement. This results in a 1.073% difference between the loan principal and amount paid on the bill. For example, a $1,000 loan will result in $990 being deducted on the bill ($1,000-($1,000*1.073%) = $989).

To help you apply for these loans, we provide you with step by step instructions and important web links: Apply for Aid

Undergraduate

Year Dependent Independent
Freshmen (1 to 27 earned credits) $5,500 total of which no more than $3,500 subsidized $9,500 total of which no more than $3,500 subsidized
Sophomore (28 to 56 earned credits) $6,500 total of which no more than $4,500 subsidized $10,500 total of which no more than $4,500 subsidized
Junior and Senior (57 or more earned credits) $7,500 total of which no more than $5,500 subsidized $12,500 total of which no more than $5,500 subsidized
Aggregate Maximum $31,000 total of which no more than $23,000 subsidized $57,500 total of which no more than $23,000 subsidized

 

Graduate

Year All Graduate Students
Any Year $20,500 total
Aggregate Maximum $138,500 total

Contact Information

For more information about Financial Aid at SUNY Plattsburgh, please contact:

Financial Aid Office
Location: Kehoe Administration Building, Suite 401-410
Phone: (518) 564-2072
Toll-Free Phone: (877) 768-5976
Fax: (518)564-4079
Email: finaid@plattsburgh.edu

Our mailing address:

Financial Aid Office
SUNY Plattsburgh
101 Broad Street
Plattsburgh, NY 12901-12681