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Upon receipt and review of your FAFSA application, all accepted students are mailed a Financial Aid Award Letter. The award serves multiple purposes:
There are many resources available to help you pay for college. First, decide what financial aid awards you want to accept and compare those amounts to your estimated bill/invoice. Remember, the are educational expenses you will incur that will not be part of your college bill (i.e. books, supplies, clothing, telephone, etc.)
We suggest families' plan for approximately $1,200 - $2,500 in additional expenses for on-campus or at home students. Off-campus students incur $2,500 - $8,500 in additional expenses including off-campus rent and food.
Some resources you may want to consider to help pay for college:
PLUS Loans are loans parents with acceptable credit history can take out for their dependent undergraduate children. For a Direct PLUS Loan, The student must meet the general eligibility requirements for federal student aid and the parent must also meet some of these general requirements. For example, they must be citizens or eligible noncitizens and may not be in default or owe a refund to any federal student aid program. The maximum amount you may borrow is listed on your student's financial aid award letter. PLUS loans have a variable interest rate established each year on July 1st. Interest begins to accumulate on the loan at the time the first disbursement is made. Repayment of the PLUS loan begins within 60 days of the loan being fully disbursed, or in-school deferement may be requested. Parents electing to use a Parent Loan (PLUS) must complete the PLUS Request Process and complete and sign an electronic Master Promissory Note (for first time parent borrowers).
The Financial Aid Office realizes that families sometimes experience unforeseen circumstances and/or expenses after you file your FAFSA. Some examples of special circumstances are: parental separation or divorce, loss or reduction of income, out-of-pocket medical or dental expenses or extraordinary household expenses. If you have a special circumstance that has occurred that will impact your plans for paying for college, you should contact our office to discuss your situation with a financial aid advisor.
For more information about Financial Aid at SUNY Plattsburgh, please contact:
Financial Aid Office
Location: Kehoe Administration Building, Suite 401-410
Phone: (518) 564-2072
Toll-Free Phone: (877) 768-5976
Our mailing address:Financial Aid Office